Don't Just Dream It, Own It.

Get competitive mortgage rates and personalized home loan solutions from NuVista Credit Union. As a member-owned credit union, we offer first-time homebuyer programs, refinancing options, construction loans, and flexible terms designed to fit your budget. Experience local underwriting, expert guidance, and rates that help you build equity faster.

Credit union home loans with member-focused service.

Mortgage Application FAQ Estimate Your Payment View Rates

NuVista home loans — find the perfect mortgage for your dream home

Home Loans & Mortgages

Your Loan Should Be as Individual as You Are

NuVista Federal Credit Union offers competitive rates, a wide range of flexible payment and term options — all backed by expert advice. Contact us about your needs and let us recommend the best mortgage for you.

  • Competitive Rates: Get affordable financing with competitive interest rates designed to save you money.
  • Flexible Terms: Choose from various loan terms and payment options that fit your budget and timeline.
  • Expert Guidance: Personalized member service from local mortgage officers who understand your needs.
  • Wide Range of Options: From first-time homebuyer programs to construction loans and refinancing.

Contact us: Call 970-249-8813 or 888-261-7488 today.

Home Loan Resources

Find your perfect mortgage match

 

Take a few minutes to complete and submit the Mortgage Request form. One of our Mortgage Officers will contact you within one business day.

Mortgage Application
NuVista member with a new home

What will my monthly payment be?

Down payment: 20.0%
%

Estimated Monthly Payment

$1,516.96

Loan Amount

$240,000.00

Total Interest

$306,106.77

Helpful resources

Learn, plan, and compare your options

Buying a Home

An introduction to the basics of this major purchase and responsibility.

Tutorial: Buying a Home

Mortgage Refinancing

Estimate potential savings by refinancing your current mortgage.

Refinancing Calculator

Mortgage Calculator

Estimate monthly payments and compare terms for your home loan.

Mortgage Calculator

Credit Reports & Scores

How to get a free credit report and what to look for when reviewing it.

Learn about Credit Reports

Home Equity Essentials

Learn about building equity in your biggest asset.

Tutorial: Home Equity Essentials

Intro to Budgeting

Why budgeting is important, no matter how much money you earn.

Budgeting Tutorial

Mortgage & Home Loan Options

Fixed Rate Mortgages

10, 15, 20, and 30-year fixed mortgages with predictable monthly payments.

Construction Loans

Finance your new home construction with flexible terms and competitive rates.

Lot Loans

Secure financing for your land purchase before you build.

Home Equity Lines

Access your home's equity with flexible credit lines for renovations or expenses.

Balloon Loans

Lower initial payments with a final balloon payment option.

Investment Properties

Finance rental properties and real estate investments.

Rural Development

Specialized loans for rural property purchases and development.

Fixed 2nd Mortgages

Additional financing options with fixed rates and terms.

NMLS Numbers - NuVista Credit Union - #713478

Name Title NMLS #
Rob Bramwell Branch Manager/Loan Officer 951456
BJ Coram CEO 655393
Brandon Keltz SVP Commercial Lending 655492
Kendra Key Loan Operations Manager 1212147
Kaytlin Powers Construction/Mortgage Loan Officer 2039322
Kelli Szuch Consumer Loan & Collections Officer 1862091

Mortgage Licensing Act (the S.A.F.E. Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned an NMLS Unique Identifier ("NMLS ID"), which is a permanent number that allows consumers, regulators and others in the industry to obtain information on registered mortgage loan originators through the NMLS Consumer Access website (NMLS Website).

Frequently Asked Questions

Take a few minutes to complete and submit the Mortgage Request form. One of our Mortgage Officers will contact you within one business day to discuss your needs and recommend the best mortgage option for you. You can also call us at 970-249-8813 or 888-261-7488.

We offer 10, 15, 20, and 30-year fixed mortgages, construction loans, lot loans, balloon loans, investment property loans, guaranteed loans, rural development loans, fixed 2nd mortgages, and home equity lines of credit. Contact us to learn which option best fits your situation.

Yes! If your current mortgage is with another lender, NuVista may be able to lower your rate or monthly payment—possibly both—by refinancing your loan with us. Contact one of our mortgage officers to discuss your refinancing options.

The timeline varies depending on the type of loan and your specific situation. Generally, pre-approvals can be completed within a few days, while full loan approval typically takes 30-45 days. Our mortgage officers will keep you informed throughout the process.

The Mortgage Licensing Act (the S.A.F.E. Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Each mortgage loan originator is assigned an NMLS Unique Identifier ("NMLS ID"), which is a permanent number that allows consumers, regulators and others in the industry to obtain information on registered mortgage loan originators through the NMLS Consumer Access website. NuVista Credit Union's NMLS number is #713478.

Yes! We offer construction loans to help you finance your new home construction. We also offer lot loans if you need to purchase land before building. Contact our construction/mortgage loan officer to discuss your project and financing needs.

A home equity line of credit (HELOC) allows you to access your home's equity as needed, similar to a credit card. You can use it for home improvements, debt consolidation, major purchases, or other expenses. Interest rates are typically lower than credit cards, and you only pay interest on the amount you use.

Ready to take the next step?

Take a few minutes to complete and submit the Mortgage Request form. One of our Mortgage Officers will contact you within one business day.

Need more information?

Contact our mortgage team for personalized guidance.

Phone:

(970) 249-8813
(888) 261-7488

Contact Us