Don't Just Dream It, Drive It.

Finance your next vehicle with NuVista Credit Union and keep more in your pocket. Enjoy low rates, flexible payment terms and quick decisions. Looking to save? Refinance your existing car loan and drive down your monthly payment.

Rates that rock, service that shines.

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NuVista members celebrating by a new car — community connected through better auto loans

New & Used Auto Loans

Drive Forward, Together.

With a NuVista auto loan, you’re not just buying a car — you’re connecting your journey to a community that drives with you. Enjoy competitive rates, flexible terms, and the support of neighbors who’ve got your back every mile.

  • Competitive Rates: Keep more in your tank with low rates.
  • Flexible Terms: Payments that fit your budget and timeline.
  • Refinancing: Reduce your interest and/or monthly payment by refinancing your loan from another lender.
  • Fast, Local Decisions: Quick approvals from a local credit union you can trust.
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Auto Loan Resources

Drive away knowing you made the best decision

 

You've got a universe of vehicles to choose from, but only one clear path to financing freedom. NuVista Auto Loans: because your ride should be exhilarating, not your rates.

NuVista member with a new car

What will my monthly payment be?

%

Estimated Monthly Payment

$374.59

Total Loan Amount

$20,000.00

Total Interest

$2,475.45

Helpful resources

Learn, plan, and compare your options

Buying a Car

An introduction to the basics of this major purchase and responsibility.

Tutorial: Buying a Car

Auto Refinancing

Estimate potential savings by refinancing your current auto loan.

Refinancing Calculator

Auto Loan Calculator

Estimate monthly payments and compare terms for your next car.

Auto Loan Calculator

Credit Reports & Scores

How to get a free credit report and what to look for when reviewing it.

Learn about Credit Reports

Smart Options for a Stress-Free Drive

GAP Insurance

Protect yourself from owing more than your car is worth if it’s totaled or stolen. Guaranteed Asset Protection covers the gap between your loan balance and insurance payout.

Vehicle Service Agreement

Protect your vehicle investment with a Mechanical Protection Vehicle Service Agreement. Plans are available for New and Eligible Pre-Owned Vehicles.

Auto Insurance

NuVista Federal Credit Union has a full‑service Insurance Center conveniently located right where you bank. Schedule an appointment to get a quote for all of your insurance needs.

Make an Appointment

Pay Your Loan

Manage and pay down your auto loan easily online. Make extra payments anytime without penalty and own your car sooner.

Make a Payment

Frequently Asked Questions

Have a valid ID, proof of income (recent pay stubs or tax returns), and proof of residence. If you’ve chosen a vehicle, bring basic info (VIN, mileage, purchase price). For pre-approval, vehicle details aren’t required yet.

Yes. If your current loan is with another lender, NuVista may be able to lower your rate or monthly payment—possibly both—by refinancing your loan with us.

Many applications receive same-day decisions. Online applications typically get a response within 1–2 business days. Pre-approvals generally remain valid for about 30 days so you can shop with confidence.

Choose a shorter term to own your vehicle sooner and pay less in total interest, or select a longer term for the lowest possible monthly payments.* We’ll help you find the balance that fits your budget.

GAP (Guaranteed Asset Protection) helps cover the difference between your insurance settlement and your remaining loan balance if your vehicle is totaled or stolen. GAP covers the difference between the market value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contract and other related insurance charges.
GAP also covers the following: Motorcycles, ATVs, snowmobiles, golf carts, travel trailers, motor homes, and RV's.

A VSA is optional extended coverage that helps pay for covered repairs after your manufacturer’s warranty ends. Plans vary, but commonly include major components and roadside benefits. It can reduce surprise repair costs and help keep your vehicle on the road.
  • Low deductible
  • Towing
  • Car rental
  • Nationwide protection
  • Convenient access to services via toll-free number
  • Increased vehicle resale value
  • Roadside assistance
  • Accidental loss refund (optional coverage)
  • Key Guard (optional coverage)

No prepayment penalty. You can make extra payments or pay off your loan early anytime to save on interest.

Make one-time or recurring payments in Online & Mobile Banking, set up external transfers, or pay at a branch. For a payoff quote, contact us and we’ll provide your good-through date and instructions.

Yes—credit union loans are available only to members. Opening membership is fast and unlocks all NuVista benefits. We’ll help you join during the application process if you’re not already a member.

Ready to get started?

Apply for an auto loan online today.

Not a member yet?

Apply online for membership and your loan.

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