Savings that grow with you.
Start building your savings with NuVista. Our savings accounts offer competitive dividends, flexible options, and easy access to your accounts with online and mobile banking.
Member-Owned
NuVista Savings Accounts return value to members—not shareholders—so savings are designed to work for you.
Competitive Dividends & Lower Fees
Earn more and keep more with higher dividends and fewer fees.
Federally Insured
Your deposits are federally insured by the NCUA up to $250,000 for peace of mind.
Easy Access, Modern Tools
Manage savings anywhere with online & mobile banking, automatic transfers, and alerts.
Build Your Savings
NuVista offers High-Yield Investment Accounts, Money Markets, Certificates, IRA's, Youth Accounts, and more as your savings goals grow.
Explore Savings ProductsFind your perfect savings solution
Membership Share Savings
Start your membership and build a solid foundation for saving with NuVista.
- $25 minimum to open and maintain
- No monthly service fee
- Dividends compounded & credited monthly
High-Yield Investment
Earn more on higher balances while keeping full access to your funds.
- Tiered dividends with full liquidity
- $2,500 minimum to start earning interest
- No monthly service fee
- Dividends compounded & credited monthly
Money Market
A flexible account that lets you earn more while keeping your money accessible.
- Tiered dividends with flexible access
- No minimum balance required
- $10 monthly fee waived at $5,000 average balance
- 6 free transactions per cycle ($10 each after)
- Dividends compounded & credited monthly
Holiday/Tax Fund
Plan ahead and save stress-free for holiday shopping or annual taxes.
- No minimum balance & no monthly fee
- Maximum deposit of $3,000 per year
- Withdrawals: Nov 15–Dec 31 & Mar 15–Apr 15
- $20 early withdrawal fee
- Dividends compounded monthly
Youth Savings & Certificates
Help young members build healthy savings habits early.
- For ages 0–17
- $5 minimum to open
- No monthly service fee
- Dividends compounded & credited monthly
Certificates
Lock in a higher rate with guaranteed returns and NCUA protection.
- Fixed dividends with guaranteed returns
- $500 minimum to open
- Dividends compound daily
- Paid monthly
- NCUA insured
IRAs
Save for retirement with Traditional or Roth options tailored to your goals.
- Traditional & Roth options available
- Fixed or variable rates
- 2025 limits: $7,000 (<50) / $8,000 (50+)
- Required Minimum Distribution at age 73
- Some early withdrawals may qualify
Health Savings Accounts
Save for qualified medical expenses with triple tax advantages.
- Tax-deductible contributions
- Tax-deferred earnings
- Tax-free withdrawals for qualified expenses
- Funds roll over year-to-year
- Lower insurance premiums on (HDHP)