Overview
Loan Options
Credit Cards
FAQ

Flexible financing built for small business.

Running a business is challenging. But if you’re short on the funds you need to reach your goals, it can be really tough. We offer a wide variety of loans and lines of credit so you can match your loan payments to your company’s cash flow.

Our Commercial Lending Team can walk you through your options and create a loan to fit the specific needs of your business. Experience the NuVista Difference with local decisions, local underwriting, and local loan servicing.

Local decisions, local servicing

Work with a local team that knows the Western Slope and moves quickly.

Options that fit your cash flow

Lines of credit and term loans with competitive rates and flexible terms.

Easy payments & digital tools

Make payments online, set up automatic drafts, and manage your accounts anywhere.

Get Business Loan Options See Business Credit Cards

Contact NuVista Business Lending

Not sure which option fits? Brandon Keltz and Rob Bramwell are dedicated to your personal and business financing needs.

Schedule Appointment Call 888-261-7488

Commercial Lending Options

Choose what fits your goals. Purchase, expand, or manage cash flow.

Commercial Real Estate

Purchase, refinance, or improve owner‑occupied or investment properties.

  • Competitive rates and flexible terms
  • Local underwriting and servicing
  • Guidance through appraisal and closing
Schedule Appointment

Lines of Credit

Match borrowing to your cash cycle—use what you need when you need it.

  • Interest only on the amount you use
  • Great for seasonal inventory and receivables
  • Fast access via Online Banking
Get Business Loan Options

Working Capital Loans

Cover one‑time needs like inventory, marketing, or new hires.

  • Term loans with predictable payments
  • Fixed or variable options
  • No prepayment penalty on many loans
Schedule Appointment

Equipment Loans

Finance vehicles, machinery, and technology to keep you productive.

  • Fixed rates and terms to match useful life
  • 100% financing may be available
  • Fast, local decisions
Schedule Appointment

Commercial Vehicle Loans

From work trucks to service vans and specialty vehicles.

  • Competitive rates and flexible structures
  • Title‑only and fleet options
  • Quick approvals, local servicing

Business Credit Cards

Separate business spending with a dedicated card and powerful controls.

  • Low rates and no annual fee
  • Limits up to $20,000
  • Worldwide acceptance and EMV security
See Card Details

Frequently Asked Questions

Bring a valid photo ID, business formation documents (e.g., articles of organization/incorporation), EIN or SSN (as applicable), recent financials, and ownership details. We’ll let you know if additional items are needed based on your request.

Most requests receive quick, local decisions. Timelines vary by loan type and documentation—your lender will set clear expectations up front.

A line of credit is revolving—you borrow only what you need and pay interest on the outstanding balance. A term loan provides a lump sum with fixed or variable payments over a defined period. We’ll help you decide which fits your cash flow.

We review each request individually. Bring your business plan, projected financials, and any collateral available—we’ll explore options together.

Many business loans at NuVista have no prepayment penalty. Your lender will review terms for your specific loan.

Ready to finance your next move?

Partner with a local team that knows your business and your market.

Get started today

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