All Rates

Rates last updated 5-7-2020

Share

Type	Rate	APY*	Minimum Deposit
Regular Shares	.03%	.03%	$25
Secondary Savings	.03%	.03%	None
NuGeneration Savings	.30%	.30%	$5
Holiday/Tax Account	.03%	.03%	$25
High Yield Shares	.03%	.03%	$2,500.00 - $9,999.99
High Yield Shares	.07%	.03% - .06%	$10,000.00 - $49,999.99
High Yield Shares	.10%	.06% - .10%	$50,000.00 & Up
Money Market	.03%	.03%	Up to $9,999.99
Money Market	.07%	.03% - .06%	$10,000.00 - $49,999.99
Money Market	.10%	.06% - .10%	$50,000.00 & Up
Business Savings	.03%	.03%	$25.00
Business High Yield	.03%	.03%	$2,500.00 - $9,999.99
Business High Yield	.07%	.03% - .06%	$10,000.00 - $49,999.99
Business High Yield	.10%	.06% - .10%	$50,000.00 & Up

*APY = Annual Percentage Yield

These Rates are current as of the above date and are subject to change on a weekly basis. It is the intention of NuVista Federal Credit Union to pay these dividends, however, they are subject to change and cannot be guaranteed.

Rates last updated 5-7-2020

Certificate Accounts**

Term	Rate	APY*	Min. Deposit
6 Month Certificate	.15%	.15%	$500
12 Month Certificate	.30%	.30%	$500
24 Month Certificate	.40%	.40%	$500
36 Month Certificate	.55%	.55%	$500
48 Month Certificate	.80%	.80%	$500
60 Month Certificate	.95%	.95%	$500

High Balance Certificate Accounts**

Term	Rate	APY*	Min. Deposit
6 Month Certificate	.25%	.25%	$50,000
12 Month Certificate	.30%	.30%	$50,000
24 Month Certificate	.40%	.40%	$50,000
36 Month Certificate	.55%	.55%	$50,000
48 Month Certificate	.80%	.80%	$50,000
60 Month Certificate	.95%	.95%	$50,000

NuGeneration (Youth) Certificate Accounts***

Term	Rate	APY*	Minimum Deposit
3 Year Certificate	.55%	.55%	$100
4 Year Certificate	.80%	.80%	$100
5 Year Certificate	.95%	.95%	$100

*APY = Annual Percentage Yield

**For early withdrawal on certificate accounts, certificates with a maturity under 12 months, penalty is 90 days of dividends. Certificates with a maturity of 12-35 months, penalty is 180 days dividends. Certificates with a maturity of 36 months and longer, penalty is 365 days dividends. The penalty is calculated as a forfeiture of past of the dividends that have been or would be earned on the account.

*** NuGeneration Certificates
All NuGeneration Certificates have a max of $3,000 total deposits. Accrued interest is not included.  Please note that if there is an overage we have the right to liquidate that money into a share account.
NuGeneration Certificates are add on certificates, so deposits can be made to them.

These Rates are current as of the above date and are subject to change on a weekly basis. It is the intention of NuVista Federal Credit Union to pay these dividends, however, they are subject to change and cannot be guaranteed.

Rates last updated 5-7-2020

IRA Accounts**

Type	Rate	APY*	Minimum Deposit
IRA Shares	.03%	.03%	$0-$2,499.99
IRA Shares	.03%	.03%	$2,500-$9,999.99
IRA Shares	.03%	.03%	$10,000-$49,999.99
IRA Shares	.03%	.03%-.03%	$50,000 & Up
12 Month IRA Certificates	.30%	.30%	$2,000
24 Month IRA Certificates	.40%	.40%	$2,000
36 Month IRA Certificates	.55%	.55%	$2,000
48 Month IRA Certificates	.80%	.80%	$2,000
60 Month IRA Certificates	.95%	.95%	$2,000

*APY = Annual Percentage Yield.
**For early withdrawal on certificate accounts, certificates with a maturity of 0-12 months, penalty is 90 days of dividends. Certificates with a maturity of 13-35 months, penalty is 180 days dividends. Certificates with a maturity of 36 months and longer, penalty is 365 days dividends. The penalty is calculated as a forfeiture of past of the dividends that have been or would be earned on the account.
IRA Certificates are not allowed any add ons, a new Certificate would need to be opened. 

These Rates are current as of the above date and are subject to change on a weekly basis. It is the intention of NuVista Federal Credit Union to pay these dividends, however, they are subject to change and cannot be guaranteed.

Rates last updated 3-11-19

Visa

Type		APR
Classic VISA Credit Card	fixed	15.90%
Platinum VISA Credit Card	fixed	9.90%

Vehicle

Loan Type		APR
New Cars	As Low As	3.49%
Used Cars (5 years old and newer)	As Low As	3.59%
Older Used Cars (6 to 9 years old)	As Low As	4.69%
Classic Used Cars (10 years or older)	As Low As	6.49%
Dirt Bikes, ATVs, Personal Watercraft	As Low As	5.50%
New Street Motorcycles	As Low As	5.35%
Used Street Motorcycles	As Low As	5.79%
New Recreation Vehicles	As Low As	5.50%
Used Recreation Vehicles	As Low As	6.59%

Rates are current as of the above date and are subject to change without notice.  Contact the Credit Union for current rates, terms and details.  All loans are subject to Member qualification.  Other fees may apply.  

Home & Business

Type		APR
Business Loans		Call for more details
Construction Loans		Call for more details
First Mortgage - 5 Year Balloon		Call for more details
First Mortgage - 10, 15, 20, 30 Year Fixed		Call for more details
Home Equity Line of Credit		Call for more details
Land Loans		Call for more details
Second Mortgage - 5 Year Balloon		Call for more details
Second Mortgage - 10 Year Fixed		Call for more details

Other

Type		APR
Overdraft Line of Credit	Fixed	14.00%
Signature Loans	As Low As	8.49%
Share Secured*		3.00% Above current dividend rate
Certificate Secured*		2.00% Above current dividend rate

You must be a Member of the Credit Union to receive any of the loans listed above.

*Certificate and Share Secured Loans: Rates are a percentage above the current dividend rate rounded to the nearest 1/4%.

Rates are current as of the above date and are subject to change without notice. Contact the credit union for current rates, terms and details.

All loans subject to member qualification. Other fees may apply.