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Certificate Rates

Rates last updated 11-15-2022

Certificate Accounts**
Term Rate APY* Min. Deposit
6 Month Certificate .90% .90% $500
12 Month Certificate 1.05% 1.05% $500
24 Month Certificate 1.20% 1.20% $500
36 Month Certificate 1.40% 1.40% $500
48 Month Certificate 1.45% 1.45% $500
60 Month Certificate 1.70% 1.70% $500
High Balance Certificate Accounts**
Term Rate APY* Min. Deposit
6 Month Certificate 1.00% 1.00% $50,000
12 Month Certificate 1.15% 1.15% $50,000
24 Month Certificate 1.30% 1.30% $50,000
36 Month Certificate 1.50% 1.50% $50,000
48 Month Certificate 1.55% 1.55% $50,000
60 Month Certificate 1.80% 1.80% $50,000
NuGeneration (Youth) Certificate Accounts***
Term Rate APY* Minimum Deposit
3 Year Certificate 1.40% 1.40% $100
4 Year Certificate  1.45% 1.45% $100
5 Year Certificate 1.70% 1.70% $100

*APY = Annual Percentage Yield

**For early withdrawal on certificate accounts, certificates with a maturity under 12 months, penalty is 90 days of dividends. Certificates with a maturity of 12-35 months, penalty is 180 days dividends. Certificates with a maturity of 36 months and longer, penalty is 365 days dividends. The penalty is calculated as a forfeiture of past of the dividends that have been or would be earned on the account.

*** NuGeneration Certificates
NuGeneration Certificates are add on certificates, so deposits can be made to them.

These Rates are current as of the above date and are subject to change on a weekly basis. It is the intention of NuVista Federal Credit Union to pay these dividends, however, they are subject to change and cannot be guaranteed.