Certificate Rates

Rates last updated 4-4-2023

Certificate Accounts**

Term	Rate	APY*	Min. Deposit
6 Month Certificate	3.25%	3.30%	$500
12 Month Certificate	4.00%	4.07%	$500
24 Month Certificate	2.50%	2.53%	$500
36 Month Certificate	1.75%	1.76%	$500
48 Month Certificate	1.55%	1.56%	$500
60 Month Certificate	1.50%	1.51%	$500

High Balance Certificate Accounts**

Term	Rate	APY*	Min. Deposit
6 Month Certificate	3.25%	3.30%	$50,000
12 Month Certificate	4.00%	4.07%	$50,000
24 Month Certificate	2.50%	2.53%	$50,000
36 Month Certificate	1.75%	1.76%	$50,000
48 Month Certificate	1.55%	1.56%	$50,000
60 Month Certificate	1.50%	1.51%	$50,000

NuGeneration (Youth) Certificate Accounts***

Term	Rate	APY*	Minimum Deposit
3 Year Certificate	1.75%	1.76%	$100
4 Year Certificate	1.55%	1.56%	$100
5 Year Certificate	1.50%	1.51%	$100

*APY = Annual Percentage Yield

**For early withdrawal on certificate accounts, certificates with a maturity under 12 months, penalty is 90 days of dividends. Certificates with a maturity of 12-35 months, penalty is 180 days dividends. Certificates with a maturity of 36 months and longer, penalty is 365 days dividends. The penalty is calculated as a forfeiture of past of the dividends that have been or would be earned on the account.

*** NuGeneration Certificates
NuGeneration Certificates are add on certificates, so deposits can be made to them.

These Rates are current as of the above date and are subject to change on a weekly basis. It is the intention of NuVista Federal Credit Union to pay these dividends, however, they are subject to change and cannot be guaranteed.