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Online & Mobile Banking FAQ

Online and Mobile Banking

Yes, download the App for free below:

Download on the App store - NuVista Federal Credit Union Mobile App Get It On Google Play - NuVista Federal Credit Union Mobile App

You do have to enroll in online banking prior to using the Mobile App.

With this App you'll be able to:

  • Check balances
  • Quick balances
  • View transaction history
  • View check images
  • Transfer funds/make loan payments
  • Utilize Bill Pay
  • Deposit a check using your phone with Remote Deposit Capture
  • Send Money via PayPal
  • Send us a secure message
  • Find a branch or Co-op ATM
  • View Expense & Balance Graphs
  • Track spending with Money Tracker

Remote Deposit Capture (RDC)

You can deposit checks wherever you are.

You must be an online banking user prior to downloading the App.

You may deposit into your Primary Share Draft (Checking) only. Then when the funds are available you can transfer the funds to any of your accounts.

Yes, if you don’t endorse the back of the check there is a possibility that the check will be rejected by NVFCU or the institution it is drawn off of for improper endorsement.

  • Open your NuVista FCU Mobile App
  • Select Remote Deposit Capture
  • Enter the amount of the check
  • Place your check on a dark surface to take the picture
  • Select Check Front and snap a picture
  • Select Check Back and snap a picture
  • Select Submit
  • Watch for the confirmation pop up that states the deposit was submitted for approval

The daily dollar limit for deposits is $2,000.00 per business day with a limit of 3 checks per day. In addition, the monthly dollar limit is $5,000.00 with a limit of 10 checks per month.

You agree that items transmitted using RDC are not subject to the funds availability requirements of Federal Reserve Board Regulation CC.  In general, if an image of an item You transmit through RDC is received and accepted on a business day that We are open, We consider that day to be the day of your deposit. Otherwise, We will consider that the deposit was made on the next business day We are open. Funds deposited using RDC will generally be made available three business days from the day of deposit. We may make such funds available sooner based on Our sole discretion.

You will need to retain the check for at least 30 days and then destroy it or write VOID across it. Make sure you don’t redeposit it anywhere else.