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NuVista's Personal Checking

Your checking account is your most important financial tool and the benefits of the NuVista checking account make us your best choice.

  • Free Debit Card with no Annual Fee
  • No Minimum Balance
  • ID Theft Protection Services*
  • No per item charge
  • Unlimited check writing
  • Monthly itemized statements
  • Direct Deposit
  • Free Bill Pay
  • Free Estatements

*Optional service at the monthly cost of $2.00. See below for details or call 970-249-8813.

All Checking accounts are subject to insufficient funds fees. Qualified individuals may opt in for Privilege Pay protection. Other fees may apply and are described in your Membership Agreement.

The Last Chance (TLC) Checking

NuVista understands that life happens! If you have had issues obtaining a checking account because of issues in the past, ask a Financial Service Officer about The Last Chance (TLC) Checking today! This checking account gives you the chance to build a relationship with us and then have the chance to move on to our no monthly fee checking down the road.

  • No Minimum Balance, however a $100.00 opening deposit is required
  • $10 Monthly Service Charge
  • No per item charge
  • Unlimited check writing
  • Monthly itemized statement
  • Free Direct Deposit
  • Free Bill Pay
  • Free Estatements

Identity Theft Protection

Identity theft happens when someone else uses your identifying information, such as your name, date of birth, social security number, driver’s license number or account numbers, for their own personal gain.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. And it can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, which means contending with the aftermath of identity theft for years, including fraudulent bills, collections activity, damaged credit and even criminal records.

NuVista Credit Union is delighted to provide identity theft recovery services as part of our checking accounts for a minimal fee of $2.00 per month.

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:

  • Fully Managed Identity Theft Research, Remediation and Recovery – If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate who will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover you and up to three generations of family!* Click here for complete Terms and Conditions. 
  • Identity Theft Expense Reimbursement Insurance - you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to a maximum of $10,000, including reimbursement for lost wages, attorney’s fees, and other expenses.  Click here for

Looking for more protection against identity theft?

You can add additional protection for yourself and your family. All packages include Fully Managed Recovery and Lost Document Replacement, plus other identity fraud detection and recovery benefits. Click here to see package options and to subscribe. 

For more details or to enroll, please contact us at 970-249-8813. To learn more about identity theft, please visit

*Services extend to all named accountholders, their spouse or domestic partner, dependants up to age 25 with the same permanent residence address as the accountholder, including students and military, and parents of the accountholder living at the same address as the accountholder, or living in hospice, assisted living, nursing home or deceased for 12 months or less.

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2711 Commercial Way, Montrose, CO 81401
Phone: (970) 249-8813 or (888) 261-7488
Fax: (970) 249-8895

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