Fee Schedule

Fee Schedule current as of July 17, 2018
Account Closure Fee (Within the first six months) $25.00
Account Reconciliation Fee $25.00/per hour
Account Research Fee $25.00/per hour
ACH Stop Payment Fee $30.00
Additional Statement Printout $3.00 per month
Bill Payment  
Overnight $15.00 per payment
2nd Day $10.00 per payment
Business Checking *

$10.00 per month, waived with  $500.00 Minimum Balance

Per Item Fee for Credits and Debits:

$0.10 per item

(The first 100 items are free)

Cashiers Check $3.00 per check
Certified Mail Charge $5.00 per mailing
Check Cashing Fee - Non Members Only $5.00 per check cashed
Check Copies (Access Free online for three months) $6.00 per check image
Credit Card Issuance Fee $10.00 per card
Credit Union Checks $3/per check
Debit/ATM card Reorder  
   1st in 12 months $10.00 per card
          2nd in 12 months $25.00 per card
    Rush Order $45.00 per card
Deposit Item Return Fee $25.00/per item
Deposit Item Collection Fee $35.00 per item
Dormant/Inactive Account Fee (Charged after 12 months of no activity) $10.00 per month
Federal Express Charge $40.00 per mailing
Foreign ATM Withdrawal Fee (not within network) $1.50 per withdrawal
Foreign Transaction Fee/ISA Visa Credit or Debit Card 1% of transaction amount
Garnishments/Levy $75.00 per occurrence
Holiday/Tax Account Early Withdrawal Fee $20.00 per occurrence
ID Protection $2.00 per month
Insufficient Funds Fee $35.00 per item
IRA/HSA Origination Fee $30.00 at plan origination
IRA Early Closure Fee (If closed within the first 12 Months) $15.00 at plan closure within the first 12 Months
Loan Closing Fee  
Uncollateralized** $35.00
Collateralized** $75.00
Mobile Banking/PayPal Transfer $0.60 per transfer
Mortgage Payoff Request $25.00
Outgoing Wire Fee $25.00 per wire
Pay By Phone (From another institution to ours) 3% fee
Privilege Pay Fee $35.00 per item
Return Item Fee $25.00 per item
Return Mail/Bad Address Fee $5.00 per month
´╗┐´╗┐Stop Payment Fee $30.00 per item
Temporary Checks $3.00 per sheet 
Verification of Account/Deposit $15.00 per request 
Verification of Mortgage  $25.00 
Visa Credit Card Issuance Fee $10.00 per card
VISA Credit Card Reorders  
    1st in 12 months $10.00 per card
    2nd in 12 months $25.00 per card
    Rush Order $45.00 per card

* Non-Profit Businesses are exempt from the $10.00 monthly fee.  Please see the Business Account page for additional fees that apply only to the business accounts.

** Collateralized and Uncollateralized Loans will have further explanation at the time of your loan application. Please see credit union for details.

Nuvista Federal Credit Union | Copyright © 2014
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2711 Commercial Way, Montrose, CO 81401
Phone: (970) 249-8813 or (888) 261-7488
Fax: (970) 249-8895

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