Auto Loans


New and Used Car Loans

Stop in to talk to us today and let us help you get out on the road in your new car.


Is a high monthly car payment straining your budget? Reduce your interest or monthly payment - possibly both - by refinancing your loan from another lender with NuVista Credit Union.

Flexible Terms

Choose a short-term loan and own your vehicle sooner or go with a long-term loan for the lowest possible payments.*

Guaranteed Auto Protection (GAP)

As a result of depreciation, your loan balance may be higher than the actual value of your vehicle. If your vehicle were stolen, or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan balance.

GAP covers the difference between the market value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contract and other related insurance charges.

GAP also covers the following: Motorcycles, ATVs, snowmobiles, golf carts, travel trailers, motor homes, and RV's.

Stop in and ask for more details.


Vehicle Service Agreements (VSA)


Protect your vehicle investment with a Mechanical Protection Vehicle Service Agreement.  Plans are available for New and Eligible Pre-Owned Vehicles.  Meet with a Financial Service Officer today to find out if your vehicle qualifies and what the costs would be.

Some of the features are:

  • Low deductible
  • Towing
  • Car rental
  • Nationwide protection
  • Convenient access to services via toll-free number
  • Increased vehicle resale value
  • Roadside assistance
  • Accidental loss refund - optional coverage
  • Key Guard - optional coverage

Ask today for more information.


Loan Type APR
New & Used Autos** as low as 3.29%
Dirt Bikes, ATVs, Personal Watercraft** as low as 5.30%
New Street Motorcycles^ as low as 5.15%
Used Street Motorcycles^ as low as 5.30%
New Recreation Vehicles** as low as 5.30%
Used Recreation Vehicles** as low as 5.30%

*Annual Percentage Rates are based on creditworthiness. Rates and terms are subject to change without notice.



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2711 Commercial Way, Montrose, CO 81401
Phone: (970) 249-8813 or (888) 261-7488
Fax: (970) 249-8895

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