Auto Loans



100% Financing  Click Here for your Pre-Approval!

Get your next car with no down payment. We'll finance up to 100% of a new car's purchase price, including tax and license, as well as 100% of a used car's NADA lending value.*

New and Used Car Loans

We've made our used car loan rates as low as our new car rates to ensure you get a great deal no matter what you're shopping for.


Is a high monthly car loan payment straining your budget? Reduce your interest or monthly payment - possibly both - by refinancing your loan from another lender with NuVista Credit Union.

Flexible Terms

Choose a short-term loan to own your vehicle sooner or a long-term loan for the lowest possible payments.*

Guaranteed Auto Protection (GAP)
Click here to get an official estimate.  You can also obtain a Warranty quote here as well.

If your vehicle is stolen or totaled in an accident, your insurance will pay only the fair market value, which could be substantially less than what you still owe on the loan. GAP protects you against costly out-of-pocket expenses by paying what your insurance doesn't.


Loan Type APR

Get a Pre-Approval right now and buy your next vehicle, ATV, Motorycle or more!  Click on the car below to get your certificate today. 


As Low As   
New & Used Autos** as low as 3.29%
Dirt Bikes, ATVs, Personal Watercraft** as low as 5.30%
New Street Motorcycles^ as low as 5.15%
Used Street Motorcycles^ as low as 5.30%
New Recreation Vehicles** as low as 5.30%
Used Recreation Vehicles** as low as 5.30%

*Annual Percentage Rates are based on creditworthiness.** Based on 100% financing of MSRP for new cars; 80% financing of retail NADA Value for preowned cars.  Promotional rates cannot be combined with any other offers and do not apply to existing NuVista new or used automobile loans. Loan-to-Value requirements may apply.  Promotional rates are available for a limited time and rates and terms are subject to change without notice.

Proof of income is required at the time of loan funding. Monthly payment per $1,000 for 60 months at 3.90% APR is $18.38. This payment example is for illustration purposes only. Your actual payment may vary. Some loans may have higher interest rates duo to an increase in term. Membership eligibility requirements and membership fees may apply.


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2711 Commercial Way, Montrose, CO 81401
Phone: (970) 249-8813 or (888) 261-7488
Fax: (970) 249-8895

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