Rates effective June1st, 2009
| Loan Type |
APR |
| Classic/Varsity VISA Credit Card |
fixed |
13.90% (see disclosures) |
| Sterling VISA Credit Card |
fixed |
9.90% (see disclosures) |
| Platinum VISA Credit Card |
fixed |
7.90% (see disclosures) |
 |
| New Autos** |
as low as |
5.20% |
| Used Autos** |
as low as |
5.40% |
| Older Used Autos** (9 years or older) |
as low as |
7.30% |
|
| Signature Loans** |
as low as |
9.00% |
|
| Dirt Bikes, ATVs, Personal Watercraft** |
as low as |
6.30% |
| New Street Motorcycles^ |
as low as |
6.15% |
| Used Street Motorcycles^ |
as low as |
6.30% |
|
| New Recreation Vehicles** |
as low as |
6.30% |
| Used Recreation Vehicles** |
as low as |
6.80% |
|
| Construction Loans♠ |
as low as |
6.25% |
| First Mortgage 5-Year Balloon♠ |
as low as |
5.15% |
| First Morgage 7-Year Balloon♠ |
as low as |
5.40% |
| Second Mortgage 5 yr |
as low as |
5.40% |
| Second Mortgage 6-10 yr |
as low as |
6.20% |
| 30 Year fixed |
as low as |
Call for info (changes frequently) |
|
| Home Equity Line of Credit |
variable |
4.00% |
| Overdraft Line of Credit |
|
14.00% |
|
| Share Secured |
|
3.00% above current dividend rates |
| Certificate Secured |
|
2.00% above current dividend rates |
*You must be a Member of the Credit Union to receive a loan.
All consumer loans are subject to a $25 loan application fee and $25 loan closing fee
♠ 1% Loan Origination
**Receive up to a .25% off your auto loan if you have a combination of products and services with the credit union. Please call a member service representative to find out if you qualify today. 970-249-8813
72 month term available for all new and used cars $20,000 & up with an additional 1% increase in interest rate.
84 month term available for all new and used cars $25,000 & up with an additional 1.5% increase in interest rate.
New cars equals current year or less than 10k miles
^72 month term available for $20,000 & up with a 1% increase in interest rate & $10,000 minimum for the 60 month term.
Rates are current as of the above date and are subject to change without notice. Contact the credit union for current rates, terms and details. All loans subject to member qualification. Other fees may apply.
