Rates effective March 8th, 2010
| Share Type |
Rate |
APY* |
Minimum Deposit |
| Regular Shares |
.10% |
.10% |
$50 |
| Youth Shares |
.30% |
.30% |
$5 to $25*** |
| Holiday Club Shares |
.10% |
.10% |
None/$3k max |
| High Yield Shares |
.20% |
.20% |
$2,500.00 |
| High Yield Shares |
.30% |
.30% |
$10,000.00 |
| High Yield Shares |
.50% |
.50% |
$50,000.00 |
| Youth Certificate |
Rate |
APY* |
Minimum Deposit |
| 3 Year Certificate |
1.20% |
1.21% |
$100 |
| 4 Year Certificate |
1.30% |
1.31% |
$100 |
| 5 Year Certificate |
1.40% |
1.41% |
$100 |
| IRA Accounts** |
Rate |
APY* |
Minimum Deposit |
| IRA Shares |
.10% |
.10% |
0-$2,499 |
| IRA Shares |
.30% |
.30% |
$2500-$9,999.99 |
| IRA Shares |
.40% |
.40% |
$10,000-$49,999.99 |
| IRA Shares |
.50% |
.50% |
$50,000 & up |
| 12 Month IRA Certificates |
.80% |
.80% |
$2,000 |
| 24 Month IRA Certificates |
1.10% |
1.11% |
$2,000 |
| 36 Month IRA Certificates |
1.60% |
1.61% |
$2,000 |
| 48 Month IRA Certificates |
1.80% |
1.81% |
$2,000 |
| 60 Month IRA Certificates |
1.90% |
1.91% |
$2,000 |
| Advantage Certificate Accounts** |
Rate |
APY* |
Senior Rate |
Senior APY* |
Min. Deposit |
| 3 - 5 Months Certificate |
.50% |
.50% |
.60% |
.60% |
$500 |
| 6 - 11 Months Certificate |
.60% |
.60% |
.70% |
.70% |
$500 |
| 12 - 23 Months Certificate |
.70% |
.70% |
.80% |
.80% |
$500 |
| 24 - 35 Months Certificate |
.90% |
.90% |
1.00% |
1.01% |
$500 |
| 36 - 47 Months Certificate |
1.00% |
1.01% |
1.10% |
1.11% |
$500 |
| 48 -59 Months Certificate |
1.20% |
1.21% |
1.30% |
1.31% |
$500 |
| 60 Months Certificate |
1.40% |
1.41% |
1.50% |
1.51% |
$500 |
| Premier Certificate Accounts** |
Rate |
APY* |
Senior Rate |
Senior APY* |
Min. Deposit |
| 3 - 5 Months Certificate |
.60% |
.60% |
.70% |
.70% |
$10,000 |
| 6 - 11 Months Certificate |
.70% |
.70% |
.80% |
.80% |
$10,000 |
| 12 - 23 Months Certificate |
.80% |
.80% |
.90% |
.90% |
$10,000 |
| 24 - 35 Months Certificate |
1.10% |
1.11% |
1.20% |
1.21% |
$10,000 |
| 36 - 47 Months Certificate |
1.40% |
1.41% |
1.50% |
1.51% |
$10,000 |
| 48 -59 Months Certificate |
1.80% |
1.81% |
1.90% |
1.91% |
$10,000 |
| 60 Months Certificate |
1.90% |
1.91% |
2.00% |
2.02% |
$10,000 |
| Mini Jumbo Certificate Accounts** |
Rate |
APY* |
Senior Rate |
Senior APY* |
Min. Deposit |
| 3 - 5 Months Certificate |
.70% |
.70% |
.80% |
.80% |
$50,000 |
| 6 - 11 Months Share Certificate |
.80% |
.80% |
.90% |
.90% |
$50,000 |
| 12 - 23 Months Certificate |
.90% |
.90% |
1.00% |
1.01% |
$50,000 |
| 24 - 35 Months Certificate |
1.30% |
1.30% |
1.40% |
1.41% |
$50,000 |
| 36 - 47 Months Certificate |
1.80% |
1.81% |
1.90% |
1.91% |
$50,000 |
| 48 -59 Months Certificate |
1.90% |
1.91% |
2.00% |
2.02% |
$50,000 |
| 60 Months Certificate |
2.00% |
2.02% |
2.10% |
2.12% |
$50,000 |
| Jumbo Certificate Accounts** |
Rate |
APY* |
Senior Rate |
Senior APY* |
Min. Deposit |
| 6-11 Months Certificate |
.90% |
.90% |
1.00% |
1.01% |
$100,000 |
| 12 - 23 Months Certificate |
1.00% |
1.01% |
1.10% |
1.11% |
$100,000 |
| 24 - 35 Months Certificate |
1.40% |
1.41% |
1.50% |
1.51% |
$100,000 |
| 36 - 47 Months Certificate |
2.00% |
2.02% |
2.10% |
2.12% |
$100,000 |
| 48 -59 Months Certificate |
2.10% |
2.12% |
2.20% |
2.22% |
$100,000 |
| 60 Months Certificate |
2.20% |
2.22% |
2.30% |
2.32% |
$100,000 |
*Annual Percentage Yield - Senior APY applies to primary members 55 years of age and older only.
**For Certificate accounts, the amount of the early withdrawal penalty is 90 days dividends for certificates under 1 year, for certificates over 1 year the early withdrawal penalty is 180 days dividends.
All Youth Certificates have a max of $3000 total deposits. Accrued interest is not included. Please note that if there is an overage we have the right to liquidate that money into a share account.
No new add ons for any certificate but the Youth Certificate.
These Rates are current as of the above date and are subject to change on a weekly basis. It is the intention of NuVista Federal Credit Union to pay these dividends, however, they are subject to change and cannot be guaranteed.
*** Depends on account type. Lucky Penny, Sport Saver or Varsity Accounts
