You may find out if you qualify by selecting the appropriate title below that best defines your business. Please note that the Credit Union is not able to offer business accounts to LLC’s or Corporations at this time.

Sole Proprietorship: an unincorporated business that is owned by one individual. The business has no existence apart from the owner. The liabilities are the owners personal liabilities which are the risks of the business for all assets owned whether used by the business or personally owned. All income and expenses of the business are included on the owner’s personal income tax return.

DBA: is a form of a fictitious business name that is filed for the sole purpose of opening bank accounts. You are officially declaring that you are conducting business operations using a different name than your own. This allows checks to be written out to this business and cashed by the individual owning the dba. This is done to separate your personal account from your business account.

Organizations: Entities that are established as non for profits. Such as any 501c group. Churches, Home Owners associations, Red Cross etc…

Business Membership Shares
Minimum required $50
Deposits Unlimited
Withdrawals 6 per month free $5 for each withdrawal over 6
Monthly Service Fee none
Fee if Balance Falls Below Minimum Balance $0
Excess Debits and Credits $0
Overdraft fee from Loan or Savings n/a
Dividends paid monthly
Basic Business Checking
Minimum required $100
Deposits Up to 50 total debit and credit items per month
Withdrawals none
Monthly Service Fee none
Fee if Balance Falls Below Minimum Balance $10
Excess Debits and Credits $0.30 over 50 items
Overdraft fee from Loan or Savings $0
Dividends paid none
Business High Yield
Minimum required $2,500
Deposits Unlimited
Withdrawals 6 per month free $5 for each withdrawal over 6
Monthly Service Fee none
Fee if Balance Falls Below Minimum Balance $10
Excess Debits and Credits $0
Overdraft fee from Loan or Savings n/a
Dividends paid tiered structure - monthly


Contact NuVista @ 249-8813 or 888-261-7488

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